Key points
- Healthy Homes includes Charles County
- Roof repair and replacement are listed
- Grant limit is up to $15,474
- HAF WholeHome grant is closed
Program-to-proposal path
Confirm eligibility before ordering roof work
The state program uses an application, a roofing proposal, contractor records, and written approval. A roofing estimate does not approve the grant.
Call the county first
Confirm that funding is still available and ask what application, income, ownership, photos, and proposal documents are required.
Collect a compliant proposal
Maryland says the proposal must come from a licensed and insured MHIC contractor. The program also requests current license, insurance, good-standing, and tax records from the contractor.
Wait for the Order to Proceed
Do not treat eligibility, a contractor bid, or this website as permission to start. The program says work begins only after funds are committed and required approvals are complete.
This site does not decide eligibility, reserve grant funds, or authorize construction.
Start with the current Healthy Homes grant
Maryland DHCD's current Healthy Homes Production Grant page lists roof repair, roof replacement, and gutters among eligible health and safety work. Charles County is one of eight participating jurisdictions. The page states that grants can cover up to $15,474 in actual critical-repair costs for an eligible owner-occupied single-family home.
Check the household and property rules before requesting bids
The state page sets household income at or below 80% of area median income and gives priority to homes with children under age six. A Healthy Homes Evaluator identifies eligible hazards. The program, not a roofer or this website, decides whether a roof condition and household qualify and whether funding remains available.
Use the county contact path for application help
Charles County's April 2026 notice describes first-come critical-repair funding for eligible low-income owner-occupants. For current funding, eligibility, and application assistance, the notice directs residents to the Housing Authority Division at 301-934-0124 or 301-934-0120.
The statewide HAF grant is closed
Maryland DHCD states that applications for the HAF WholeHome Critical Home Repairs Grant closed April 2, 2026 after available funding was used. Older announcements or application links should not be treated as an open grant.
Maryland rehabilitation financing includes roof work
The Maryland Housing Rehabilitation Program lists roof repair, roof replacement, and gutters among addressable items for eligible owner-occupied homes. It is financing rather than a blanket free-roof grant; income, property, underwriting, funding, documentation, and program terms apply.
Prepare a proposal without signing prematurely
A program may request photographs, ownership or income records, and a proposal from a licensed and insured contractor. Tell the roofer that the estimate is for an assistance application, require an itemized scope, and do not sign a construction contract or pay a deposit merely to obtain a proposal unless the program and contractor terms are clear.
Questions homeowners ask
Is there a current roof-repair grant for Charles County homeowners?+
Maryland DHCD's current Healthy Homes Production Grant includes Charles County and lists roof repair, roof replacement, and gutters. Household, property, hazard, documentation, and funding rules apply. Confirm current availability with the program before relying on an award.
How much can the Healthy Homes grant pay?+
The current state page lists a maximum grant of $15,474 for the actual cost of approved critical repairs on an eligible single-family home. It is a limit, not a guaranteed award or roof budget.
Is the Maryland HAF roof-repair grant open?+
No. Maryland DHCD's current program page says applications closed April 2, 2026 because all available funding was used.
Can Maryland rehabilitation financing pay for a roof?+
Maryland's program page lists roof repair and replacement among addressable items for eligible properties and applicants, subject to current program terms and funding.
Do I need a roofing estimate before asking for assistance?+
Some programs require a work proposal and documentation. Ask the program what it requires before paying, signing, or authorizing construction.